Meet Surelee — a calm way to understand what your money situation actually looks like. Not another tracker. Not a prettier graph. Just context, before you decide.
Built by BarterX. Powered by AI. Designed for how India actually lives.
WHAT WE BELIEVE
For a lot of people, money stress isn't about earning less. It's about not knowing where the line is.
Most tools are great at telling you what already happened. They're much quieter when you're about to decide something.
Can I afford this? Will next month feel tight? Is this fine, or am I borrowing peace from the future?
That gap isn't ignorance. It's uncertainty.
AI doesn't fix money. But it can help interpret it — in human terms, not charts.
That's what we're building.
WHAT WE'RE BUILDING
The first question your money should answer: how much of it is actually free to spend? Truly Yours gives you one number — no dashboards, no categorisation marathons — just a clear starting point for decisions.
Understanding what your spending means in context — not just where it went.
Credit decisions shaped by real life, not just eligibility rules.
Coverage that adapts as your life changes, not just when you refill a form.
INDIA-FIRST
Where UPI makes spending invisible. Where families share finances. Where festival months don't look like normal months.
Career switches aren't red flags. Supporting parents isn't optional. And “fixed expenses” aren't always fixed.
If something doesn't make sense in the Indian context, we don't ship it.
Est. 2024
Founded
3,000+
Waitlist
Cognition
Focus
Bangalore, India
HQ
THE STORY
I kept seeing smart people hesitate over money decisions — not because they didn't earn, but because nothing helped them understand where they stood. Not banks. Not apps. Not spreadsheets.
Just a quiet question: am I actually okay right now?
That's the gap BarterX exists to fill.
Nitin Khanna
Founder
FROM THE BLOG
Sometimes practical. Sometimes uncomfortable. Never moral.
You didn’t wake up planning to spend ₹14,000 on food delivery. It happened quietly — one order at a time. This isn’t about guilt or self-control. It’s about how small, convenient decisions stack up faster than we notice.
Read more →If intelligence automatically translated into financial clarity, most high-earning professionals wouldn’t hesitate at checkout. Money decisions aren’t logic puzzles. They’re emotional, contextual, and often made when you’re tired.
Read more →Festival spending feels different from regular spending. Not reckless. Not irrational. Just heavier. Culture, family, timing — all layered into one month.
Read more →We're building slowly and thoughtfully. Updates, launches, and what we're learning — straight to your inbox.
No spam. Just updates on what we're building.